Experience Flexibility with
Conventional
Loans Options

Conventional loans are perfect for those with strong credit looking for flexible and competitive mortgage options.

With down payments as low as 3% and various term choices, these loans make owning your dream home possible. Let QKapital guide you to the best conventional loan for your needs.

About conventional loans

With a variety of term options, typically 15-year and 30-year terms, conventional loans provide choices that fit your financial plans. These loans generally have stricter credit requirements but reward those with a credit score of at least 620, with the best rates for scores above 740.

Whether you can contribute a down payment of 3% or more, conventional loans could be the perfect solution for your homeownership dreams. Start your journey today with a loan tailored to your needs and financial goals.

Who is a conventional loan suitable for?

Conventional loans are ideal for:

Borrowers with strong credit scores (620 and above).
Those who can contribute a down payment of at least 3%.
Individuals looking for flexible term options, such as 15-year or 30-year terms.
Buyers seeking loans that meet Fannie Mae or Freddie Mac requirements.
Homebuyers wanting to avoid government-backed loan stipulations.