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Non QM loans
If your financial profile doesn’t meet the requirements of a typical qualified mortgage and you’re struggling to be approved, this doesn’t mean you are out of option, a NON QM Loan could be the solution you are looking for.
Let QKapital make your next property purchase possible today!
Why Choose
The Qkapital Team
- We specialize in real estate financing.
- Over 20 Years in the mortgage loan industry.
- Fast and effective approval.
- Easy and simple documentation.
- Large Network of American and International Banks.
- Industry recognized high client satisfaction.
About Non-QM Loan
Non-QM loans are an alternative for borrowers, US Citizens and Residents, who may not qualify under traditional lending criteria. These loans offer a unique path to homeownership, tailored to individuals whose financial situations or property types do not fit conventional mortgage standards.
Non-QM loans provide an opportunity to secure financing and achieve homeownership goals for those with unique financial circumstances.
Borrowers Who Can Consider a Non-QM Loan:
Non-QM loans are designed for those who may not meet traditional lending criteria but can handle the required down payment and monthly payments. You might be a good candidate for a non-QM loan if:
- You’re a contractor, self-employed, retired, or otherwise unable to meet traditional income documentation requirements.
- You've recently experienced a major credit event, such as foreclosure or bankruptcy.
- You’re a landlord who wants to use the cash flow from your other properties to qualify for a home.
- More than 43% of your income goes toward paying monthly debts.
These loans offer the flexibility needed for unique financial situations, helping you secure the financing you need.
Do you think you qualify? Let us help you analyze your individual situation
Our Process Puts You in Control
Apply
Online
Apply
In person
Get Pre-Approbed
Get approved and clear to close
Fund the loan and closing
