Experience Flexibility with
Conventional
LOANS OPTIONS
Conventional loans are perfect for those with strong credit looking for flexible and competitive mortgage options.
With down payments as low as 3% and various term choices, these loans make owning your dream home possible. Let QKapital guide you to the best conventional loan for your needs.
About Coventional Loans.
With a variety of term options, typically 15-year and 30-year terms, conventional loans provide choices that fit your financial plans. These loans generally have stricter credit requirements but reward those with a credit score of at least 620, with the best rates for scores above 740.
Whether you can contribute a down payment of 3% or more, conventional loans could be the perfect solution for your homeownership dreams. Start your journey today with a loan tailored to your needs and financial goals.
Who Is a Conventional
Loan Suitable For?
Conventional loans are ideal for:
- Borrowers with strong credit scores (620 and above).
- Those who can contribute a down payment of at least 3%.
- Individuals looking for flexible term options, such as 15-year or 30-year terms.
- Buyers seeking loans that meet Fannie Mae or Freddie Mac requirements.
- Homebuyers wanting to avoid government-backed loan stipulations.
Our Process Puts You in Control
Apply
Online
Apply
In person
Get Pre-Approbed
Get approved and clear to close
Fund the loan and closing
