+1.305.705.0080

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Brokered Out Loans

Change Wholesale

Contact Information

Naz Mehdizadeh
Vice President, Account Exec.
949-237-0873 naz.mehdizadeh@changewholesale.com

Lender Highlights

• No Income, No Employment: Primary, Second and Investment programs
• Primary No Ratio Loan (FICO drives reserve requirement, 85% max CLTV)
• Investment to 85% LTV (DSCR/No Ratio)
• Non-warrantable Condos
• Foreign National
• Alt Doc to 90% LTV
• W2 Only/1099 Only/Asset Qual/Bank Statement/1 year tax return
• Personal Bank Statement Loan does not require any employment on 1003
• Only first page needed on all bank statement loans if it contains total deposits, beginning and ending balances

Eligible States

AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MS, MT, NC, ND, NE, NJ, NV, NH, NM, OH, OK, OR, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

Lender Fees and Lender Paid Compensation

Lender Fees
UW: 1795
ARR: 250
Tax Cert: 69
Flood Cert: 12
Financial Education: 75 (POC)

Product Information:

5, 7 & 10/6 Arms and 30 year fixed, I/O available on all terms per state regulations